The risk of gift cards

The risk of gift cards

It is that time of year, crazy last minutes attempts to shop with all the other people who are too busy to have their Christmas shopping sorted out by the end of October.  Gift cards are a good idea, but what do you do if the company you bought the gift card from goes...

Elder abuse and loans

We have an increasing habit in Australia of asking older retired people to guarantee the loans of relatives.  The person may not be vulnerable by any ordinary definition, except they are unable to say no to their relative.  The loan will inevitably put stress on the...
Can I cancel my gym membership?

Can I cancel my gym membership?

Gym membership cancellation fees Every now and again we see gym memberships in the spotlight.  According to the Sydney Morning Herald one survey showed that one large American gym chain sells about 6000 memberships for a 300-capacity gym.  You can read their article...