The risk of gift cards

The risk of gift cards

It is that time of year, crazy last minutes attempts to shop with all the other people who are too busy to have their Christmas shopping sorted out by the end of October.  Gift cards are a good idea, but what do you do if the company you bought the gift card from goes...

Elder abuse and loans

We have an increasing habit in Australia of asking older retired people to guarantee the loans of relatives.  The person may not be vulnerable by any ordinary definition, except they are unable to say no to their relative.  The loan will inevitably put stress on the...